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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,725 | $139,948+103.5% | $121,663+134.0% | $154,746+84.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 18.13% | 230.52%-212.4pp | 147.54%-129.4pp | 172.34%-154.2pp |
| Employer contribution / active EE | $15,091 | $3,521+328.6% | $3,020+399.7% | $4,379+244.6% |
| Participant deferral / active EE | $7,253 | $5,629+28.8% | $4,887+48.4% | $6,730+7.8% |
| Admin fee / account holder | $5,825 | $17,321-66.4% | $14,289-59.2% | $14,365-59.5% |