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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,207 | $154,228-26.6% | $145,433-22.2% | $137,256-17.5% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 12.38% | 74.59%-62.2pp | 66.58%-54.2pp | 220.34%-208.0pp |
| Employer contribution / active EE | $2,438 | $4,804-49.3% | $4,554-46.5% | $4,156-41.3% |
| Participant deferral / active EE | $11,136 | $8,216+35.5% | $7,897+41.0% | $6,407+73.8% |
| Admin fee / account holder | $1,129 | $14,344-92.1% | $13,129-91.4% | $12,270-90.8% |