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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,707 | $81,504-66.0% | $102,437-73.0% | $80,959-65.8% |
| Participation rate | 0.0% | 66.9%-66.9pp | 74.5%-74.5pp | 67.7%-67.7pp |
| Annual return | 20.88% | 25.60%-4.7pp | 24.95%-4.1pp | 35.67%-14.8pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $467 | $3,871-87.9% | $5,060-90.8% | $4,300-89.1% |
| Admin fee / account holder | $119 | $6,719-98.2% | $8,388-98.6% | $6,925-98.3% |