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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,731 | $124,980-69.8% | $108,359-65.2% | $154,746-75.6% |
| Participation rate | 50.0% | 75.2%-25.2pp | 70.1%-20.1pp | 80.7%-30.7pp |
| Annual return | 8.43% | 45.00%-36.6pp | 36.89%-28.5pp | 172.34%-163.9pp |
| Employer contribution / active EE | $765 | $2,851-73.2% | $2,399-68.1% | $4,379-82.5% |
| Participant deferral / active EE | $1,621 | $4,743-65.8% | $4,137-60.8% | $6,730-75.9% |
| Admin fee / account holder | $3,191 | $11,502-72.3% | $9,741-67.2% | $14,365-77.8% |