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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,027 | $102,422-1.4% | $147,117-31.3% | $80,959+24.8% |
| Participation rate | 35.9% | 75.9%-40.0pp | 82.2%-46.3pp | 67.7%-31.8pp |
| Annual return | 16.99% | 135.16%-118.2pp | 420.54%-403.6pp | 35.67%-18.7pp |
| Employer contribution / active EE | $1,251 | $3,717-66.4% | $4,932-74.6% | $2,757-54.6% |
| Participant deferral / active EE | $3,207 | $6,652-51.8% | $8,065-60.2% | $4,300-25.4% |
| Admin fee / account holder | $15 | $7,953-99.8% | $12,993-99.9% | $6,925-99.8% |