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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,472 | $39,162+194.9% | $100,671+14.7% | $59,633+93.6% |
| Participation rate | 95.5% | 55.9%+39.6pp | 70.7%+24.7pp | 68.7%+26.8pp |
| Annual return | -2.93% | 21.07%-24.0pp | 20.43%-23.4pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $6,684 | $1,151+480.9% | $4,012+66.6% | $2,203+203.5% |
| Participant deferral / active EE | $7,035 | $1,992+253.2% | $3,144+123.8% | $3,192+120.4% |
| Admin fee / account holder | $5,768 | $2,969+94.3% | $4,850+18.9% | $4,297+34.2% |