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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,604 | $76,785-62.7% | $56,441-49.3% | $145,959-80.4% |
| Participation rate | 39.1% | 63.2%-24.1pp | 52.5%-13.4pp | 80.3%-41.2pp |
| Annual return | 9.25% | 3000.51%-2991.3pp | 1704.21%-1695.0pp | 561.95%-552.7pp |
| Employer contribution / active EE | $686 | $1,381-50.3% | $1,039-33.9% | $4,661-85.3% |
| Participant deferral / active EE | $1,514 | $2,624-42.3% | $1,953-22.5% | $6,689-77.4% |
| Admin fee / account holder | $1,296 | $3,334-61.1% | $2,829-54.2% | $13,398-90.3% |