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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,604 | $76,608-62.7% | $56,077-49.0% | $145,877-80.4% |
| Participation rate | 39.1% | 63.2%-24.1pp | 52.5%-13.4pp | 80.3%-41.2pp |
| Annual return | 9.25% | 3009.59%-3000.3pp | 1709.28%-1700.0pp | 551.28%-542.0pp |
| Employer contribution / active EE | $686 | $1,382-50.3% | $1,040-34.0% | $4,663-85.3% |
| Participant deferral / active EE | $1,514 | $2,624-42.3% | $1,954-22.5% | $6,691-77.4% |
| Admin fee / account holder | $1,296 | $3,325-61.0% | $2,825-54.1% | $13,402-90.3% |