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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,686 | $81,233+48.6% | $155,567-22.4% | $80,874+49.2% |
| Participation rate | 80.0% | 66.2%+13.8pp | 78.2%+1.8pp | 67.6%+12.4pp |
| Annual return | 13.84% | 33.33%-19.5pp | 64.74%-50.9pp | 35.62%-21.8pp |
| Employer contribution / active EE | $2,237 | $3,101-27.9% | $4,674-52.1% | $2,756-18.8% |
| Participant deferral / active EE | $4,023 | $3,452+16.5% | $5,628-28.5% | $4,297-6.4% |
| Admin fee / account holder | $2,518 | $7,998-68.5% | $15,916-84.2% | $6,935-63.7% |