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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,030 | $106,749+73.3% | $145,433+27.2% | $82,448+124.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.52% | 27.59%-15.1pp | 66.58%-54.1pp | 41.64%-29.1pp |
| Employer contribution / active EE | $5,793 | $3,444+68.2% | $4,554+27.2% | $2,551+127.1% |
| Participant deferral / active EE | $15,428 | $6,519+136.7% | $7,897+95.4% | $4,139+272.7% |
| Admin fee / account holder | $11,226 | $8,390+33.8% | $13,129-14.5% | $7,234+55.2% |