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| Provider | Service type | Compensation |
|---|---|---|
EVERENCE TRUST COMPANY1 year Service code 27 · EIN 35-2140529 | Advisory (Plan) | $27,521 |
ASCENSUS LLC2 years Service code 15 · EIN 11-3665754 | Recordkeeping | $21,065 |
Filed as: KRUGGEL LAWTON CPA Service code 10 317 W FRANKLIN ST · ELKHART, IN 46516 | Accounting | $14,900 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,111 | $45,343+12.7% | $150,298-66.0% | $67,986-24.8% |
| Participation rate | 99.3% | 51.9%+47.4pp | 77.8%+21.5pp | 57.2%+42.1pp |
| Annual return | 17.46% | 33.28%-15.8pp | 62.79%-45.3pp | 31.67%-14.2pp |
| Employer contribution / active EE | $3,281 | $1,462+124.5% | $4,154-21.0% | $2,019+62.6% |
| Participant deferral / active EE | $3,169 | $2,055+54.3% | $5,453-41.9% | $3,358-5.6% |
| Admin fee / account holder | $326 | $2,250-85.5% | $14,116-97.7% | $3,203-89.8% |