Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,702 | $47,479-88.0% | $62,929-90.9% | $82,448-93.1% |
| Participation rate | 69.6% | 66.9%+2.7pp | 73.1%-3.5pp | 68.1%+1.5pp |
| Annual return | 11.04% | 20.34%-9.3pp | 1063.93%-1052.9pp | 41.64%-30.6pp |
| Employer contribution / active EE | $705 | $1,885-62.6% | $2,505-71.8% | $2,551-72.4% |
| Participant deferral / active EE | $1,144 | $2,870-60.1% | $3,888-70.6% | $4,139-72.4% |
| Admin fee / account holder | $1,149 | $3,804-69.8% | $5,065-77.3% | $7,234-84.1% |