Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,260 | $108,825-72.2% | $156,181-80.6% | $82,448-63.3% |
| Participation rate | 51.0% | 72.4%-21.3pp | 78.8%-27.8pp | 68.1%-17.0pp |
| Annual return | 25.28% | 20.59%+4.7pp | 64.87%-39.6pp | 41.64%-16.4pp |
| Employer contribution / active EE | $0 | $2,870-100.0% | $4,294-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,800 | $4,577-17.0% | $6,132-38.0% | $4,139-8.2% |
| Admin fee / account holder | $831 | $9,341-91.1% | $14,586-94.3% | $7,234-88.5% |