Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,260 | $114,712-73.6% | $173,730-82.6% | $87,485-65.4% |
| Participation rate | 51.0% | 73.0%-22.0pp | 79.6%-28.6pp | 68.9%-17.9pp |
| Annual return | 25.28% | 20.18%+5.1pp | 19.96%+5.3pp | 26.06%-0.8pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $4,577-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,800 | $4,642-18.1% | $6,326-39.9% | $4,274-11.1% |
| Admin fee / account holder | $831 | $10,210-91.9% | $17,523-95.3% | $7,775-89.3% |