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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,179 | $126,519-17.7% | $106,201-1.9% | $145,959-28.6% |
| Participation rate | 87.5% | 77.7%+9.8pp | 75.3%+12.2pp | 80.3%+7.2pp |
| Annual return | 8.20% | 225.10%-216.9pp | 116.26%-108.1pp | 561.95%-553.8pp |
| Employer contribution / active EE | $1,743 | $3,726-53.2% | $3,170-45.0% | $4,661-62.6% |
| Participant deferral / active EE | $3,940 | $5,716-31.1% | $5,012-21.4% | $6,689-41.1% |
| Admin fee / account holder | $1,193 | $17,312-93.1% | $11,039-89.2% | $13,398-91.1% |