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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,748 | $160,028-3.9% | $147,080+4.5% | $145,884+5.4% |
| Participation rate | 69.2% | 84.0%-14.8pp | 82.2%-13.0pp | 80.3%-11.1pp |
| Annual return | 15.10% | 98.60%-83.5pp | 420.17%-405.1pp | 551.85%-536.7pp |
| Employer contribution / active EE | $2,439 | $5,286-53.8% | $4,933-50.6% | $4,662-47.7% |
| Participant deferral / active EE | $7,441 | $8,422-11.6% | $8,066-7.8% | $6,690+11.2% |
| Admin fee / account holder | $8,325 | $15,030-44.6% | $12,989-35.9% | $13,392-37.8% |