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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,625 | $51,604-3.8% | $129,295-61.6% | $80,874-38.6% |
| Participation rate | 54.3% | 57.0%-2.7pp | 69.6%-15.3pp | 67.6%-13.4pp |
| Annual return | 13.53% | 20.76%-7.2pp | 9429.28%-9415.7pp | 35.62%-22.1pp |
| Employer contribution / active EE | $1,047 | $1,585-33.9% | $4,157-74.8% | $2,756-62.0% |
| Participant deferral / active EE | $2,037 | $2,670-23.7% | $4,169-51.2% | $4,297-52.6% |
| Admin fee / account holder | $5,202 | $4,310+20.7% | $7,665-32.1% | $6,935-25.0% |