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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,625 | $51,638-3.9% | $129,406-61.7% | $80,959-38.7% |
| Participation rate | 54.3% | 56.9%-2.6pp | 69.6%-15.4pp | 67.7%-13.4pp |
| Annual return | 13.53% | 20.78%-7.2pp | 9468.18%-9454.6pp | 35.67%-22.1pp |
| Employer contribution / active EE | $1,047 | $1,584-33.9% | $4,155-74.8% | $2,757-62.0% |
| Participant deferral / active EE | $2,037 | $2,670-23.7% | $4,167-51.1% | $4,300-52.6% |
| Admin fee / account holder | $5,202 | $4,313+20.6% | $7,689-32.3% | $6,925-24.9% |