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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,358 | $109,620-50.4% | $148,496-63.4% | $94,015-42.2% |
| Participation rate | 56.3% | 71.3%-15.0pp | 76.0%-19.8pp | 70.8%-14.6pp |
| Annual return | 15.91% | 17.54%-1.6pp | 12.33%+3.6pp | 17.84%-1.9pp |
| Employer contribution / active EE | $0 | $2,618-100.0% | $3,497-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $3,623 | $3,831-5.4% | $4,808-24.6% | $4,249-14.7% |
| Admin fee / account holder | $19,711 | $10,050+96.1% | $19,547+0.8% | $8,951+120.2% |