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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,112 | $136,860-4.2% | $120,344+8.9% | $154,746-15.3% |
| Participation rate | 76.5% | 79.9%-3.4pp | 76.7%-0.2pp | 80.7%-4.2pp |
| Annual return | 13.82% | 21.38%-7.6pp | 20.30%-6.5pp | 172.34%-158.5pp |
| Employer contribution / active EE | $561 | $3,533-84.1% | $3,020-81.4% | $4,379-87.2% |
| Participant deferral / active EE | $3,113 | $5,793-46.3% | $5,135-39.4% | $6,730-53.7% |
| Admin fee / account holder | $854 | $15,393-94.5% | $12,742-93.3% | $14,365-94.1% |