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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,112 | $138,312-5.2% | $122,979+6.6% | $155,188-15.5% |
| Participation rate | 76.5% | 80.2%-3.7pp | 77.2%-0.7pp | 80.8%-4.3pp |
| Annual return | 13.82% | 22.06%-8.2pp | 20.12%-6.3pp | 148.84%-135.0pp |
| Employer contribution / active EE | $561 | $3,530-84.1% | $3,062-81.7% | $4,248-86.8% |
| Participant deferral / active EE | $3,113 | $5,592-44.3% | $5,003-37.8% | $6,531-52.3% |
| Admin fee / account holder | $854 | $15,089-94.3% | $12,864-93.4% | $14,480-94.1% |