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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,439 | $56,431+24.8% | $130,788-46.1% | $87,485-19.5% |
| Participation rate | 77.5% | 58.9%+18.6pp | 70.1%+7.4pp | 68.9%+8.6pp |
| Annual return | 1.01% | 91.27%-90.3pp | 386.44%-385.4pp | 26.06%-25.1pp |
| Employer contribution / active EE | $1,963 | $1,549+26.7% | $3,558-44.8% | $2,596-24.4% |
| Participant deferral / active EE | $2,031 | $2,749-26.1% | $4,137-50.9% | $4,274-52.5% |
| Admin fee / account holder | $17,586 | $4,433+296.7% | $6,673+163.6% | $7,775+126.2% |