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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,439 | $52,353+34.5% | $120,225-41.4% | $82,448-14.6% |
| Participation rate | 77.5% | 58.3%+19.2pp | 69.6%+7.9pp | 68.1%+9.4pp |
| Annual return | 1.01% | 61.85%-60.8pp | 439.23%-438.2pp | 41.64%-40.6pp |
| Employer contribution / active EE | $1,963 | $1,510+30.0% | $3,475-43.5% | $2,551-23.0% |
| Participant deferral / active EE | $2,031 | $2,627-22.7% | $3,999-49.2% | $4,139-50.9% |
| Admin fee / account holder | $17,586 | $4,363+303.1% | $5,696+208.7% | $7,234+143.1% |