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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,439 | $65,961+6.8% | $180,320-60.9% | $94,015-25.1% |
| Participation rate | 77.5% | 61.3%+16.2pp | 71.5%+6.0pp | 70.8%+6.7pp |
| Annual return | 1.01% | 14.27%-13.3pp | 778.54%-777.5pp | 17.84%-16.8pp |
| Employer contribution / active EE | $1,963 | $1,737+13.0% | $4,108-52.2% | $2,790-29.6% |
| Participant deferral / active EE | $2,031 | $3,003-32.4% | $4,304-52.8% | $4,249-52.2% |
| Admin fee / account holder | $17,586 | $4,901+258.8% | $10,000+75.9% | $8,951+96.5% |