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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,250 | $178,174+91.0% | $156,181+117.9% | $137,256+147.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 22.02% | 84.19%-62.2pp | 64.87%-42.9pp | 220.34%-198.3pp |
| Employer contribution / active EE | $2,216 | $4,972-55.4% | $4,294-48.4% | $4,156-46.7% |
| Participant deferral / active EE | $9,839 | $6,888+42.8% | $6,132+60.4% | $6,407+53.6% |
| Admin fee / account holder | $606 | $17,404-96.5% | $14,586-95.8% | $12,270-95.1% |