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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,984 | $86,949+170.3% | $102,460+129.3% | $80,959+190.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 9.14% | 18.89%-9.8pp | 29.47%-20.3pp | 35.67%-26.5pp |
| Employer contribution / active EE | $12,879 | $2,370+443.5% | $3,025+325.7% | $2,757+367.1% |
| Participant deferral / active EE | $7,342 | $4,121+78.1% | $5,056+45.2% | $4,300+70.7% |
| Admin fee / account holder | $2,898 | $8,048-64.0% | $9,460-69.4% | $6,925-58.2% |