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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,550 | $80,812+93.7% | $160,784-2.6% | $82,448+89.9% |
| Participation rate | 38.5% | 66.2%-27.8pp | 77.0%-38.5pp | 68.1%-29.6pp |
| Annual return | 14.71% | 100.59%-85.9pp | 1803.92%-1789.2pp | 41.64%-26.9pp |
| Employer contribution / active EE | $722 | $2,174-66.8% | $3,733-80.7% | $2,551-71.7% |
| Participant deferral / active EE | $2,370 | $4,335-45.3% | $6,293-62.3% | $4,139-42.7% |
| Admin fee / account holder | $2,647 | $7,695-65.6% | $9,717-72.8% | $7,234-63.4% |