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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,305 | $89,259+98.6% | $107,187+65.4% | $82,637+114.6% |
| Participation rate | 96.0% | 67.9%+28.1pp | 75.0%+21.0pp | 68.1%+27.9pp |
| Annual return | 12.71% | 21.02%-8.3pp | 204.55%-191.8pp | 53.51%-40.8pp |
| Employer contribution / active EE | $2,454 | $3,080-20.3% | $3,782-35.1% | $2,552-3.8% |
| Participant deferral / active EE | $6,334 | $4,037+56.9% | $5,096+24.3% | $4,126+53.5% |
| Admin fee / account holder | $19,933 | $7,381+170.0% | $9,162+117.6% | $7,339+171.6% |