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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,063 | $60,349-5.4% | $74,184-23.1% | $62,881-9.3% |
| Participation rate | 91.5% | 72.7%+18.8pp | 76.6%+14.9pp | 69.3%+22.2pp |
| Annual return | 0.21% | 21.38%-21.2pp | 17.74%-17.5pp | 20.14%-19.9pp |
| Employer contribution / active EE | $4,465 | $1,680+165.7% | $2,370+88.4% | $2,281+95.8% |
| Participant deferral / active EE | $2,055 | $2,856-28.1% | $3,550-42.1% | $3,203-35.8% |
| Admin fee / account holder | $1,103 | $4,261-74.1% | $5,586-80.3% | $4,296-74.3% |