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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,171 | $108,825+166.6% | $156,181+85.8% | $82,448+251.9% |
| Participation rate | 96.4% | 72.4%+24.1pp | 78.8%+17.6pp | 68.1%+28.4pp |
| Annual return | 18.60% | 20.59%-2.0pp | 64.87%-46.3pp | 41.64%-23.0pp |
| Employer contribution / active EE | $13,886 | $2,870+383.9% | $4,294+223.4% | $2,551+444.3% |
| Participant deferral / active EE | $5,529 | $4,577+20.8% | $6,132-9.8% | $4,139+33.6% |
| Admin fee / account holder | $4,214 | $9,341-54.9% | $14,586-71.1% | $7,234-41.8% |