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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,229 | $49,976+74.5% | $66,674+30.8% | $82,637+5.6% |
| Participation rate | 100.0% | 63.1%+36.9pp | 73.7%+26.3pp | 68.1%+31.9pp |
| Annual return | 12.24% | 39.09%-26.8pp | 321.24%-309.0pp | 53.51%-41.3pp |
| Employer contribution / active EE | $2,750 | $1,988+38.3% | $2,620+5.0% | $2,552+7.8% |
| Participant deferral / active EE | $7,220 | $2,847+153.6% | $4,084+76.8% | $4,126+75.0% |
| Admin fee / account holder | $8,986 | $4,594+95.6% | $5,098+76.3% | $7,339+22.4% |