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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,460 | $63,904-21.0% | $89,340-43.5% | $67,986-25.8% |
| Participation rate | 80.0% | 54.3%+25.7pp | 69.6%+10.4pp | 57.2%+22.8pp |
| Annual return | 257.48% | 18.09%+239.4pp | 20.57%+236.9pp | 31.67%+225.8pp |
| Employer contribution / active EE | $980 | $1,627-39.8% | $2,231-56.1% | $2,019-51.4% |
| Participant deferral / active EE | $2,174 | $2,691-19.2% | $3,823-43.1% | $3,358-35.3% |
| Admin fee / account holder | $752 | $3,315-77.3% | $6,704-88.8% | $3,203-76.5% |