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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,548 | $99,079-52.0% | $78,002-39.0% | $273,972-82.6% |
| Participation rate | 72.7% | 78.6%-5.8pp | 75.5%-2.8pp | 83.0%-10.3pp |
| Annual return | 27.62% | 217.93%-190.3pp | 425.99%-398.4pp | 41.46%-13.8pp |
| Employer contribution / active EE | $0 | $3,308-100.0% | $2,470-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,463 | $4,306-19.6% | $3,497-1.0% | $5,287-34.5% |
| Admin fee / account holder | $42,702 | $8,954+376.9% | $5,481+679.1% | $10,133+321.4% |