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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,928 | $132,099-15.3% | $115,599-3.2% | $138,895-19.4% |
| Participation rate | 78.9% | 77.9%+1.1pp | 74.3%+4.7pp | 79.9%-1.0pp |
| Annual return | 8.66% | 176.76%-168.1pp | 111.10%-102.4pp | 145.39%-136.7pp |
| Employer contribution / active EE | $0 | $3,416-100.0% | $2,955-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $4,349 | $5,617-22.6% | $4,889-11.0% | $6,396-32.0% |
| Admin fee / account holder | $8,356 | $15,650-46.6% | $12,841-34.9% | $12,562-33.5% |