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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,726 | $117,895+106.7% | $102,460+137.9% | $145,897+67.1% |
| Participation rate | 95.0% | 78.6%+16.4pp | 76.5%+18.5pp | 80.3%+14.7pp |
| Annual return | 13.49% | 31.92%-18.4pp | 29.47%-16.0pp | 552.29%-538.8pp |
| Employer contribution / active EE | $3,103 | $3,619-14.3% | $3,025+2.6% | $4,663-33.4% |
| Participant deferral / active EE | $8,012 | $5,736+39.7% | $5,056+58.5% | $6,689+19.8% |
| Admin fee / account holder | $9,766 | $13,353-26.9% | $9,460+3.2% | $13,390-27.1% |