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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,321 | $87,106+141.5% | $105,607+99.2% | $80,935+159.9% |
| Participation rate | 83.3% | 70.4%+12.9pp | 75.3%+8.1pp | 67.7%+15.7pp |
| Annual return | 10.16% | 17.01%-6.9pp | 116.11%-105.9pp | 35.66%-25.5pp |
| Employer contribution / active EE | $3,052 | $2,396+27.4% | $3,167-3.6% | $2,757+10.7% |
| Participant deferral / active EE | $7,224 | $3,986+81.2% | $5,011+44.2% | $4,299+68.0% |
| Admin fee / account holder | $23,906 | $8,447+183.0% | $10,958+118.2% | $6,924+245.2% |