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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,321 | $87,059+141.6% | $105,608+99.2% | $80,925+159.9% |
| Participation rate | 83.3% | 70.4%+12.9pp | 75.3%+8.0pp | 67.7%+15.7pp |
| Annual return | 10.16% | 17.05%-6.9pp | 116.50%-106.3pp | 35.65%-25.5pp |
| Employer contribution / active EE | $3,052 | $2,396+27.3% | $3,167-3.6% | $2,756+10.7% |
| Participant deferral / active EE | $7,224 | $3,986+81.2% | $5,010+44.2% | $4,299+68.1% |
| Admin fee / account holder | $23,906 | $8,443+183.1% | $11,028+116.8% | $6,940+244.5% |