See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $30,261 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,751 | $81,357-70.8% | $75,972-68.7% | $199,593-88.1% |
| Participation rate | 44.9% | 69.9%-25.0pp | 69.1%-24.2pp | 72.0%-27.1pp |
| Annual return | 10.68% | 16.32%-5.6pp | 359.55%-348.9pp | 34.25%-23.6pp |
| Employer contribution / active EE | $652 | $3,341-80.5% | $2,685-75.7% | $3,034-78.5% |
| Participant deferral / active EE | $1,507 | $4,710-68.0% | $4,255-64.6% | $5,087-70.4% |
| Admin fee / account holder | $26 | $144-82.0% | $6,467-99.6% | $269-90.3% |