Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,638 | $166,268+65.2% | $165,100+66.3% | $145,897+88.2% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 8.07% | 100.52%-92.4pp | 70.21%-62.1pp | 552.29%-544.2pp |
| Employer contribution / active EE | $3,027 | $5,284-42.7% | $4,348-30.4% | $4,663-35.1% |
| Participant deferral / active EE | $7,834 | $6,964+12.5% | $6,035+29.8% | $6,689+17.1% |
| Admin fee / account holder | $1,745 | $16,659-89.5% | $12,696-86.3% | $13,390-87.0% |