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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,174 | $104,098-23.0% | $140,514-42.9% | $94,015-14.7% |
| Participation rate | 89.5% | 73.7%+15.8pp | 77.8%+11.7pp | 70.8%+18.7pp |
| Annual return | 16.12% | 15.14%+1.0pp | 14.36%+1.8pp | 17.84%-1.7pp |
| Employer contribution / active EE | $1,095 | $2,388-54.1% | $3,378-67.6% | $2,790-60.7% |
| Participant deferral / active EE | $2,988 | $4,033-25.9% | $4,919-39.2% | $4,249-29.7% |
| Admin fee / account holder | $1,189 | $10,439-88.6% | $13,697-91.3% | $8,951-86.7% |