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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,134 | $213,785-51.8% | $185,441-44.4% | $155,188-33.5% |
| Participation rate | 57.9% | 83.2%-25.3pp | 80.3%-22.4pp | 80.8%-22.9pp |
| Annual return | 14.01% | 19.97%-6.0pp | 20.16%-6.1pp | 148.84%-134.8pp |
| Employer contribution / active EE | $1,265 | $5,393-76.5% | $4,672-72.9% | $4,248-70.2% |
| Participant deferral / active EE | $4,211 | $6,864-38.7% | $6,152-31.5% | $6,531-35.5% |
| Admin fee / account holder | $117,875 | $21,134+457.7% | $17,890+558.9% | $14,480+714.1% |