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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,134 | $184,014-44.0% | $161,149-36.0% | $138,895-25.7% |
| Participation rate | 57.9% | 82.1%-24.2pp | 78.8%-20.9pp | 79.9%-22.0pp |
| Annual return | 14.01% | 21.52%-7.5pp | 21.16%-7.1pp | 145.39%-131.4pp |
| Employer contribution / active EE | $1,265 | $5,055-75.0% | $4,360-71.0% | $4,194-69.8% |
| Participant deferral / active EE | $4,211 | $6,909-39.1% | $6,153-31.6% | $6,396-34.2% |
| Admin fee / account holder | $117,875 | $18,027+553.9% | $15,194+675.8% | $12,562+838.3% |