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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,927 | $88,672+40.9% | $105,223+18.7% | $82,448+51.5% |
| Participation rate | 81.6% | 67.9%+13.7pp | 75.0%+6.6pp | 68.1%+13.6pp |
| Annual return | 11.91% | 30.86%-18.9pp | 180.65%-168.7pp | 41.64%-29.7pp |
| Employer contribution / active EE | $2,239 | $3,048-26.5% | $3,689-39.3% | $2,551-12.2% |
| Participant deferral / active EE | $3,908 | $4,036-3.2% | $5,072-22.9% | $4,139-5.6% |
| Admin fee / account holder | $10,666 | $7,146+49.3% | $8,859+20.4% | $7,234+47.4% |