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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $18,045 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,966 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,141 | $73,532+85.1% | $178,505-23.7% | $74,478+82.8% |
| Participation rate | 99.0% | 66.6%+32.4pp | 77.1%+21.9pp | 67.2%+31.8pp |
| Annual return | 14.69% | 17.49%-2.8pp | 27.16%-12.5pp | 1370.56%-1355.9pp |
| Employer contribution / active EE | $5,389 | $2,221+142.7% | $3,955+36.3% | $2,626+105.2% |
| Participant deferral / active EE | $12,771 | $4,519+182.6% | $6,280+103.3% | $4,350+193.6% |
| Admin fee / account holder | $369 | $1,813-79.6% | $10,428-96.5% | $1,946-81.0% |