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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,859 | $106,749-51.4% | $145,433-64.3% | $82,448-37.1% |
| Participation rate | 53.3% | 75.6%-22.3pp | 82.1%-28.8pp | 68.1%-14.7pp |
| Annual return | 22.64% | 27.59%-5.0pp | 66.58%-43.9pp | 41.64%-19.0pp |
| Employer contribution / active EE | $1,417 | $3,444-58.9% | $4,554-68.9% | $2,551-44.4% |
| Participant deferral / active EE | $2,868 | $6,519-56.0% | $7,897-63.7% | $4,139-30.7% |
| Admin fee / account holder | $1,421 | $8,390-83.1% | $13,129-89.2% | $7,234-80.4% |