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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,859 | $107,421-51.7% | $182,262-71.5% | $94,015-44.8% |
| Participation rate | 53.3% | 77.8%-24.4pp | 84.2%-30.9pp | 70.8%-17.5pp |
| Annual return | 22.64% | 21.32%+1.3pp | 140.60%-118.0pp | 17.84%+4.8pp |
| Employer contribution / active EE | $1,417 | $3,448-58.9% | $5,046-71.9% | $2,790-49.2% |
| Participant deferral / active EE | $2,868 | $6,558-56.3% | $8,276-65.3% | $4,249-32.5% |
| Admin fee / account holder | $1,421 | $8,692-83.7% | $16,712-91.5% | $8,951-84.1% |