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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,520 | $108,942-56.4% | $100,415-52.7% | $145,897-67.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.44% | 58.27%-44.8pp | 49.47%-36.0pp | 552.29%-538.9pp |
| Employer contribution / active EE | $2,726 | $4,422-38.4% | $3,943-30.9% | $4,663-41.5% |
| Participant deferral / active EE | $9,606 | $8,461+13.5% | $8,091+18.7% | $6,689+43.6% |
| Admin fee / account holder | $2,366 | $9,702-75.6% | $7,906-70.1% | $13,390-82.3% |