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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,520 | $108,897-56.4% | $100,378-52.7% | $145,877-67.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.44% | 58.17%-44.7pp | 49.41%-36.0pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,726 | $4,420-38.3% | $3,942-30.8% | $4,663-41.5% |
| Participant deferral / active EE | $9,606 | $8,455+13.6% | $8,087+18.8% | $6,691+43.6% |
| Admin fee / account holder | $2,366 | $9,690-75.6% | $7,899-70.0% | $13,402-82.3% |