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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,520 | $108,912-56.4% | $100,383-52.7% | $145,959-67.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.44% | 57.96%-44.5pp | 49.26%-35.8pp | 561.95%-548.5pp |
| Employer contribution / active EE | $2,726 | $4,423-38.4% | $3,944-30.9% | $4,661-41.5% |
| Participant deferral / active EE | $9,606 | $8,451+13.7% | $8,086+18.8% | $6,689+43.6% |
| Admin fee / account holder | $2,366 | $9,690-75.6% | $7,900-70.1% | $13,398-82.3% |