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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,480 | $172,111+3.1% | $150,298+18.1% | $137,256+29.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.23% | 69.37%-52.1pp | 62.79%-45.6pp | 220.34%-203.1pp |
| Employer contribution / active EE | $8,322 | $4,636+79.5% | $4,154+100.3% | $4,156+100.2% |
| Participant deferral / active EE | $6,751 | $6,166+9.5% | $5,453+23.8% | $6,407+5.4% |
| Admin fee / account holder | $1,520 | $16,471-90.8% | $14,116-89.2% | $12,270-87.6% |