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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,875 | $185,312-77.4% | $161,489-74.1% | $154,746-72.9% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 3.81% | 103.84%-100.0pp | 89.72%-85.9pp | 172.34%-168.5pp |
| Employer contribution / active EE | $1,505 | $4,769-68.4% | $4,268-64.7% | $4,379-65.6% |
| Participant deferral / active EE | $6,618 | $6,350+4.2% | $5,630+17.5% | $6,730-1.7% |
| Admin fee / account holder | $38,164 | $18,654+104.6% | $16,006+138.4% | $14,365+165.7% |