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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,086 | $129,737+219.9% | $119,126+248.4% | $154,746+168.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 9.67% | 379.08%-369.4pp | 282.11%-272.4pp | 172.34%-162.7pp |
| Employer contribution / active EE | $2,853 | $4,375-34.8% | $4,034-29.3% | $4,379-34.8% |
| Participant deferral / active EE | $8,297 | $5,842+42.0% | $5,318+56.0% | $6,730+23.3% |
| Admin fee / account holder | $2,970 | $11,961-75.2% | $10,693-72.2% | $14,365-79.3% |