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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,555 | $44,984-49.9% | $85,009-73.5% | $74,546-69.7% |
| Participation rate | 34.3% | 49.4%-15.1pp | 67.5%-33.2pp | 67.2%-32.9pp |
| Annual return | 19.52% | 26.25%-6.7pp | 66.47%-47.0pp | 1366.03%-1346.5pp |
| Employer contribution / active EE | $466 | $1,458-68.1% | $2,728-82.9% | $2,624-82.3% |
| Participant deferral / active EE | $1,053 | $2,733-61.5% | $4,522-76.7% | $4,347-75.8% |
| Admin fee / account holder | $1,696 | $2,208-23.2% | $6,153-72.4% | $1,944-12.7% |