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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,555 | $45,119-50.0% | $85,126-73.5% | $74,429-69.7% |
| Participation rate | 34.3% | 49.4%-15.1pp | 67.5%-33.3pp | 67.2%-32.9pp |
| Annual return | 19.52% | 26.28%-6.8pp | 66.63%-47.1pp | 1368.38%-1348.9pp |
| Employer contribution / active EE | $466 | $1,460-68.1% | $2,731-83.0% | $2,625-82.3% |
| Participant deferral / active EE | $1,053 | $2,738-61.5% | $4,523-76.7% | $4,348-75.8% |
| Admin fee / account holder | $1,696 | $2,214-23.4% | $6,160-72.5% | $1,944-12.8% |