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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,659 | $185,312-64.6% | $161,489-59.3% | $154,746-57.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 14.00% | 103.84%-89.8pp | 89.72%-75.7pp | 172.34%-158.3pp |
| Employer contribution / active EE | $4,953 | $4,769+3.9% | $4,268+16.0% | $4,379+13.1% |
| Participant deferral / active EE | $5,429 | $6,350-14.5% | $5,630-3.6% | $6,730-19.3% |
| Admin fee / account holder | $4,124 | $18,654-77.9% | $16,006-74.2% | $14,365-71.3% |