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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,412 | $183,592+121.4% | $155,574+161.2% | $145,877+178.6% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 24.59% | 61.37%-36.8pp | 64.87%-40.3pp | 551.28%-526.7pp |
| Employer contribution / active EE | $4,831 | $5,317-9.1% | $4,676+3.3% | $4,663+3.6% |
| Participant deferral / active EE | $8,008 | $6,466+23.8% | $5,629+42.3% | $6,691+19.7% |
| Admin fee / account holder | $1,976 | $19,316-89.8% | $15,914-87.6% | $13,402-85.3% |