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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,243 | $108,911+44.4% | $100,392+56.6% | $145,884+7.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.48% | 58.23%-43.7pp | 49.45%-35.0pp | 551.85%-537.4pp |
| Employer contribution / active EE | $6,276 | $4,420+42.0% | $3,941+59.2% | $4,662+34.6% |
| Participant deferral / active EE | $15,567 | $8,459+84.0% | $8,090+92.4% | $6,690+132.7% |
| Admin fee / account holder | $10,841 | $9,698+11.8% | $7,904+37.2% | $13,392-19.0% |