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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,662 | $102,609+91.7% | $98,090+100.5% | $138,895+41.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 14.50% | 36.44%-21.9pp | 37.05%-22.5pp | 145.39%-130.9pp |
| Employer contribution / active EE | $7,765 | $3,867+100.8% | $3,606+115.3% | $4,194+85.1% |
| Participant deferral / active EE | $20,795 | $8,167+154.6% | $7,845+165.1% | $6,396+225.1% |
| Admin fee / account holder | $15,451 | $11,434+35.1% | $11,815+30.8% | $12,562+23.0% |