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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,919 | $159,978-13.8% | $147,041-6.2% | $145,978-5.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.70% | 98.36%-84.7pp | 419.21%-405.5pp | 550.52%-536.8pp |
| Employer contribution / active EE | $12,951 | $5,288+144.9% | $4,935+162.4% | $4,662+177.8% |
| Participant deferral / active EE | $7,122 | $8,429-15.5% | $8,071-11.8% | $6,690+6.5% |
| Admin fee / account holder | $8,662 | $15,053-42.5% | $13,006-33.4% | $13,400-35.4% |