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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,198 | $117,829-70.1% | $102,423-65.6% | $145,877-75.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 32.13% | 31.83%+0.3pp | 29.42%+2.7pp | 551.28%-519.2pp |
| Employer contribution / active EE | $1,461 | $3,615-59.6% | $3,023-51.7% | $4,663-68.7% |
| Participant deferral / active EE | $8,199 | $5,732+43.0% | $5,054+62.2% | $6,691+22.5% |
| Admin fee / account holder | $571 | $13,335-95.7% | $9,455-94.0% | $13,402-95.7% |