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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,389 | $87,132+0.3% | $105,624-17.3% | $80,959+7.9% |
| Participation rate | 83.0% | 70.4%+12.6pp | 75.3%+7.7pp | 67.7%+15.4pp |
| Annual return | 25.68% | 17.03%+8.7pp | 116.20%-90.5pp | 35.67%-10.0pp |
| Employer contribution / active EE | $3,481 | $2,397+45.2% | $3,168+9.9% | $2,757+26.3% |
| Participant deferral / active EE | $6,604 | $3,985+65.7% | $5,013+31.8% | $4,300+53.6% |
| Admin fee / account holder | $4,360 | $8,449-48.4% | $10,961-60.2% | $6,925-37.0% |