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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,687 | $124,425+17.9% | $112,040+30.9% | $137,256+6.9% |
| Participation rate | 84.2% | 79.3%+4.9pp | 76.5%+7.7pp | 80.0%+4.3pp |
| Annual return | 15.11% | 24.72%-9.6pp | 24.52%-9.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $2,484 | $3,411-27.2% | $2,954-15.9% | $4,156-40.2% |
| Participant deferral / active EE | $6,595 | $5,718+15.3% | $5,098+29.4% | $6,407+2.9% |
| Admin fee / account holder | $2,975 | $15,207-80.4% | $12,098-75.4% | $12,270-75.8% |