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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,671 | $117,895-7.8% | $102,460+6.1% | $145,897-25.5% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 12.08% | 31.92%-19.8pp | 29.47%-17.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $2,567 | $3,619-29.1% | $3,025-15.2% | $4,663-45.0% |
| Participant deferral / active EE | $6,523 | $5,736+13.7% | $5,056+29.0% | $6,689-2.5% |
| Admin fee / account holder | $23,789 | $13,353+78.2% | $9,460+151.5% | $13,390+77.7% |