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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,067 | $110,410-67.3% | $102,437-64.8% | $145,897-75.3% |
| Participation rate | 61.9% | 77.9%-16.0pp | 74.5%-12.6pp | 80.3%-18.4pp |
| Annual return | 6.79% | 24.85%-18.1pp | 24.95%-18.2pp | 552.29%-545.5pp |
| Employer contribution / active EE | $861 | $4,217-79.6% | $3,871-77.8% | $4,663-81.5% |
| Participant deferral / active EE | $4,191 | $5,622-25.5% | $5,060-17.2% | $6,689-37.4% |
| Admin fee / account holder | $0 | $9,745-100.0% | $8,388-100.0% | $13,390-100.0% |